OUR STORY
Who are we?
FloodRate.com is a trademark of Consumers First Inc. We are committed to saving you money, not just making commissions. For over 20 years, we have helped customers understand their insurance options and make confident decisions.
How FloodRate works
Flood insurance is not one size fits all. Pricing and coverage depend on your property, location, and risk factors. FloodRate was built to make flood insurance easier to understand and faster to access.
Powered by Neptune Flood
FloodRate provides flood insurance through Neptune Flood, a leading private flood insurance provider. This allows us to offer a modern, streamlined quoting experience with strong coverage options and clear pricing.
What you can expect
- Clear explanations without pressure
- Fast quotes backed by a trusted provider
- Guidance from licensed professionals
What is FloodRate?
FloodRate is your guide through flood insurance. We combine fast online quoting technology with real licensed agents so you understand coverage before you commit.
Learn the basicsInstant Quote Powered by Neptune Flood
We use Neptune Flood technology to instantly generate modern flood insurance quotes online. You get a real starting price in seconds without waiting or paperwork.
See how it worksPersonal Guidance From FloodRate Agents
Once you have a quote, a FloodRate licensed agent reviews your coverage, answers questions, and helps finalize your policy. You get the speed of online quoting plus real people who stay with you after purchase.
A Professional should be your hero, your angel. Do your best to find and work with a Professional, not a devil in disguise.
